Sooner or later, every expat in Spain needs a local bank account. It makes paying bills easier, helps with rent, and is often required for paperwork. Here are the basics to get started.

Checklist:

  • Choose a bank that works with expats (many require NIE, some accept passports).
  • Bring your ID and proof of address (rental contract or utility bill).
  • Ask if you can start with a “non-resident account” while waiting for your NIE.

Key takeaway:
👉 Opening a bank account early makes life in Spain smoother — from paying rent to receiving your salary.

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